When it's time for a mortgage, just call your guy.
I'm Tim Slominski. I've funded over $1 billion in home loans for 5,000+ families — with straight answers, honest numbers, and a phone that actually gets answered. No call centers, no runaround. Let me help you.
I've funded over $1 billion in loans for 5,000 families. Let me help you.
The kind of mortgage help you thought didn't exist anymore
Big-bank technology with small-town service. Here's what four decades in lending gets you.
I Actually Pick Up
Call, text, or email — you reach me, not a queue. When something matters, you'll hear back the same day.
40+ Years of Reps
Auto, RV, and real estate lending since 1980. I've seen every market and closed through all of them.
VA, FHA & 203(k) Depth
These aren't side products for me — they're my specialty. Complex files are where experience pays off.
Straight Talk, Always
Honest numbers up front. If a loan isn't right for you, I'll tell you — even if it costs me the deal.
A loan for every kind of buyer
From VA, FHA, and 203(k) renovation to jumbo, investment, and reverse — 16 programs under one roof. Tap any card to see who it's for and how it works. Not sure which fits? That's what the phone is for.
Four simple steps to your keys
No mystery, no jargon. Here's exactly how we get from hello to closing.
Say Hello
Call, text, or apply online. We talk through your goals — no pressure, no obligation.
Get Pre-Approved
I review your numbers and hand you a strong pre-approval so you can shop with confidence.
Lock & Process
Under contract? We lock your rate, order the appraisal, and I keep you posted every step.
Close & Celebrate
Sign, get your keys, and know your mortgage guy is here for the next one too.
Run the numbers in seconds
Slide to your scenario and see an estimated monthly payment. Then call me for a real, personalized quote.
Estimate only. Taxes/insurance approximated at 1.25% of price annually. Not a commitment to lend or a rate quote. Your actual payment will vary.
Home base in South Florida — licensed across four states
Rooted in Boynton Beach and Palm Beach County, and ready to help wherever you're buying in CA, FL, MT, or TX.
Palm Beach County
- Boynton Beach
- Boca Raton
- Delray Beach
- West Palm Beach
- Wellington
Broward & Treasure Coast
- Fort Lauderdale
- Pompano Beach
- Coral Springs
- Port St. Lucie
- Stuart
California & Montana
- Los Angeles Metro
- Santa Clarita Valley
- Valencia
- Bozeman
- Billings
Texas
- Austin
- Dallas–Fort Worth
- Houston
- San Antonio
- Statewide
The guy your neighbors already call
I've been in lending since 1980 — starting in automobile and RV financing before finding my real passion in real estate. Over four decades I've closed loans through every kind of market, and I've learned the same lesson again and again: people don't want a portal, they want a person.
Today I'm a Senior Mortgage Loan Officer and Branch Manager with American Pacific Mortgage in Boynton Beach, Florida. I specialize in VA, FHA, and FHA 203(k) renovation loans, and I handle everything from first-time buyers to jumbo financing. My promise is simple: you'll always get honest numbers, a clear plan, and a guy who answers the phone.
- Sr. Loan OfficerAmerican Pacific Mortgage
- NMLS #231305Branch NMLS #2842112
- VA · FHA · 203(k)Specialty programs
- CA · FL · MT · TXLicensed in four states
People remember how you made it feel
A few words from buyers and homeowners Tim has helped. (Replace with your own verified reviews before launch.)
Tim actually answered every time I called. First-time buyer with a hundred questions and he never made me feel dumb. Closed early, too.
Our 203(k) file was complicated and two other lenders bailed. Tim knew exactly what to do and got us to the finish line. Total pro.
As a Veteran I appreciated how well Tim knew the VA process. Straight answers, no pressure, and he saved me money. Highly recommend.
Answers before you even call
How fast can we close?
Most purchase loans close in 21 to 30 days once you're under contract. With a full pre-approval in hand and documents ready, we can move even faster. I'll give you a realistic timeline up front and keep you posted at every step.
What loan types do you specialize in?
I specialize in VA, FHA, and FHA 203(k) renovation loans. I also handle Conventional, USDA, Jumbo, Bridge, Construction, Renovation, Refinance, Investment/DSCR, Bank Statement, Down Payment Assistance, Reverse, 2nd Mortgage/HELOC, Commercial, and specialized strategy loans. If you have a scenario, call me and we'll find the right fit.
Which states are you licensed in?
I'm licensed to originate home loans in California, Florida, Montana, and Texas through American Pacific Mortgage.
What does it cost to get pre-approved?
Getting pre-approved is free and there's no obligation. A pre-approval shows sellers you're serious and tells you exactly what you can afford before you shop.
Do I really get to talk to you, or a call center?
You get me. My name is on the door for a reason — call, text, or email and you'll reach Tim, not a queue.
Got a question? You've got a guy.
Whether you're buying your first home, your dream home, or thinking about a refinance — the fastest way to a real answer is a quick call.
Let's talk about your loan
Reach out however's easiest. I'll get back to you fast with real answers — no pressure, no obligation.
- Call or Text805.907.6389
- Office8980 Briarwood Meadow Ln.
Boynton Beach, FL 33473 - Apply OnlineStart your application →
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